This leaves many of us exposed financially without a plan or a solution if that time comes. Unfortunately, the odds are not in our favour. Medical hardships have become more common and the good news - or bad news for those that are unprepared - is that we have a greater chance of surviving a heart attack or other life threatening illness than any time in human history.
Critical Illness protection provides a lump sum payment upon the diagnosis of specific critical illnesses. This lump sum living benefit comes to you with no strings attached - obtain medical or alternative treatment, modify your vehicle or house or take a recovery vacation. Best of all, if you stay healthy, you can get ALL your money back.
Policies can vary substantially in illnesses covered and other attributes. Proper advice is important to ensure that your specific desires are met. Basic plans cover the most common critical illnesses affecting Canadians today such as:
More detailed plans cover further illnesses and life-altering conditions such as:
Critical Illness Insurance protects your quality of life when you live. For more details or for direction on options that fit your needs, click here to contact us.
There are also wonderful options for Critical Illness protection that is guaranteed to issue, even if you have been declined coverage or have had a condition that disqualifies you.